Midterm election years have historically been a little rough on investors - more volatility, more uncertainty, and weaker returns. 2026? Not so much The S&P 500 is up nearly 12% year-to-date. At this same point historically, the average midterm year has been roughly flat, while the average non-midterm year has gained about 9% In other words, 2026 isn’t just beating the typical midterm … [Read more...]
The 5-Year Tax Window Most Pre-Retirees NEVER See Coming
The 5-Year Tax Window Most Pre-Retirees NEVER See Coming
Why the years after your last paycheck could be some of the most valuable tax-planning years of your life You’ve spent decades putting money into retirement accounts.But as retirement approaches, an entirely different question becomes important: How are you going to get that money back out?? For many successful professionals and business owners, there may be a unique period between their … [Read more...]
FINANCIAL INSIGHT: The Number That Matters More Than Your Return
FINANCIAL INSIGHT: The Number That Matters More Than Your Return
When investors review their portfolios, one number tends to get most of the attention: the Return But a portfolio that earns 7% doesn't necessarily make you 7% wealthier. What ultimately matters is your real return—how much your purchasing power has actually increased after accounting for inflation, taxes, fees, and other costs Here's a simple example: If your investments earn 7% in a … [Read more...]