Cincinnati: (859) 291-9879 Toledo: (419) 299-6700

Wurz Financial Services

Fee-only fiduciary · Serving clients nationwide

The Retirement Transition Team

Planning for executives, law firm partners, and business owners whose retirement is more complicated than a rollover.

Equity comp, deferred comp, partnership payouts, a business sale, a five-year tax window that closes whether you plan for it or not. We help you make every decision in the right order, with a team that stays with you year-round.

Start the Conversation See How We Work

No commissions. No products. Just a plan and the people who run it with you.

Darren Wurz and Travis Wurz seated at a conference table
Darren and Travis Wurz, second-generation lead advisors
Who we serve
People within five years of retirement, and the years right after
How we are paid
Fee-only. Paid by you, never by a product
Who you work with
A named team, not a single advisor
Since
Two generations of Wurz family advice

The transition window

The five years around retirement decide the next thirty.

Most of the big decisions cluster in a short window. Get them in the right order and the rest of retirement gets simpler.

Five years out

Set the strategy

When to retire, what the number really is, how to unwind concentrated stock or a business stake, and which accounts to draw from first. The tax moves with the biggest payoff happen here.

Two years out

Make the moves

Roth conversions, deferred comp elections, option exercises, pension and payout timing, Social Security and Medicare decisions. Each one has a deadline.

Just retired

Run the plan

Turn a portfolio into a paycheck, manage taxes year by year, and keep the plan current as life changes. This is where the team earns its keep.

Not sure which window you are in? Start the Conversation

Who we serve

Built for people whose retirement has moving parts.

Every client gets the same team and the same year-round process. What changes is what we know about your world.

Big law partners and associates

Leaving the firm on your terms

The year you leave a large firm brings a string of decisions with fixed deadlines and large tax consequences. We plan the whole sequence, from your notice date to your first retirement withdrawal.

  • Capital account return
  • Partnership payout timing
  • Cash balance plan elections
  • 401(k) rollovers
  • Final K-1
  • Of counsel income

Retirement planning for big law →

Corporate executives

From career success to retirement success

Stock options, RSUs, deferred compensation, pensions, and the tax rules and timing that come with each.

Executive retirement planning →

Business owners

Exiting without losing the value you built

Sale structure, tax on the proceeds, replacing the income the business paid you, and what the next chapter looks like.

Retirement planning for business owners →

Funeral home owners

Getting paid for what you built

What the business is worth, a sale to a larger operator or a family transition, deal structure, and turning the proceeds into retirement income.

Exit planning for funeral home owners →

Retiring soon or already retired

Retiring with a plan, not a guess

Medicare, Social Security, pension choices, withdrawal order, required distributions, and Roth conversions, coordinated so nothing is missed.

Planning for pre-retirees and retirees →

Do not see yourself here? If your retirement is close and your situation is not simple, we should talk.

How we work

One plan. One team. All year.

Retirement planning is not a document you get once. It is a set of decisions that keep coming, so we run a year-round process and nothing important waits.

  1. Clarify the transition

    A short introductory call, then a discovery meeting where we map what you have, what you want, and every decision between here and there. You will know whether we are the right fit before anyone talks about fees.

  2. Build the tax-smart plan

    Investment, retirement, and tax strategy coordinated into one plan, with the moves sequenced by deadline and dollar impact. Tax planning is built into the plan, not bolted on at filing time.

  3. Run it together

    A year-round service calendar with scheduled reviews, tax planning every quarter, and a concierge who handles the details. You always know what is next and who is doing it.

We are a fee-only fiduciary. We are paid by you, not by anyone selling you something, and we are legally obligated to act in your best interest.

Start the Conversation

Your team

You get all of us.

No single advisor can cover tax, investments, planning, and the hundred details in between. You work with a team, and each person has a job.

Darren Wurz, CFP®

Lead advisor

Sets the strategy and leads discovery and planning meetings. Author of The Lawyer Millionaire, published by the American Bar Association.

Travis Wurz

Lead advisor

Second-generation advisor who leads his own client relationships, building the plan and the portfolio around each family's retirement.

Stacy Bearden, CFP®

Financial planner

Your first call and the planner who keeps your plan current, from Social Security timing to the next Roth conversion.

Kylie Stover

Client concierge and paraplanner

Onboarding, account transitions, and the analysis behind your plan, so every meeting starts with the numbers ready.

Amanda Baldwin

Client concierge

Scheduling, paperwork, and the follow-through that keeps your plan moving between meetings.

DeAnna Arce

Executive assistant

Keeps meetings, materials, and follow-ups on schedule, and makes sure your requests reach the right person.

Meet the full team

Why Wurz

A second-generation firm, built for the transition.

Wurz Financial Services was founded by Richard Wurz on relationships and straight advice. His sons Darren and Travis lead the firm today with the same commitment and a sharper focus: the years around retirement, when the decisions are biggest and the second chances are fewest.

Richard H. Wurz, founder, now retired. Four decades of advice through every market cycle since the 1980s.

  • Fee-only fiduciary, SEC-registered investment adviser
  • CFP® professionals guiding your plan
  • Tax planning built into every plan, every year
  • Two generations of family advice
  • A virtual team serving clients nationwide

FAQs

Frequently asked questions

Are you fiduciaries?

Yes. As fiduciary advisors, we are legally and ethically obligated to act in your best interest at all times.

Are you fee-only or commission-based?

We are fee-only. That means we do not receive commissions for selling financial products. Instead, we are compensated directly by our clients, ensuring our guidance is transparent, objective, and aligned with your goals.

Do you have a minimum investment requirement?

No, however our services are designed for clients with $1M+ in investable assets.

Do you only work with clients in Ohio?

While our roots are in Cincinnati and Toledo, we also serve executives, professionals, and small business owners nationwide.

Retiring in the next five years?

Let's map the transition. A short first call is enough to tell whether we are the right team for what is ahead.

Start the Conversation

No pitch. No obligation. Just a clear next step.

Insights

Thinking clearly about the years ahead.

📈 WURZ MARKET & MONEY MINUTE

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Toledo

(419) 299-6700
6904 Springvalley Drive
Suite 301
Holland, OH 43528

Schedule a call with Travis

Cincinnati

(859) 291-9879
201 E. Fifth Street
Suite 1900
Cincinnati, OH 45202

Schedule a call with Darren