Cincinnati: (859) 291-9879 Toledo: (419) 299-6700

Tax Smart Investment Management and Retirement Planning for Executives and Business Owners

For over two generations, Wurz Financial Services has provided independent, research-driven, fiduciary financial advice to executives and business owners in Cincinnati, Toledo, and beyond.

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OUR STORY

A Family Firm Built on Generations of Trust

Wurz Financial Services was founded by Richard Wurz, who built his practice on relationships, integrity, and a commitment to helping families secure their financial futures.

Today, Richard’s sons Darren and Travis Wurz continue that mission, bringing fresh insight, research-driven investing, and a fiduciary standard to every client relationship.

As a family firm, we understand the importance of legacy — and we’re here to help protect yours for generations to come.

Meet Our Family

Darren P. Wurz, MSFP, CFP®

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About Darren

Darren is a Certified Financial Planner® Professional with an M.S. in Financial Planning from Golden Gate University. Darren specializes in working with attorneys, law firm owners, and couples near retirement,

Travis R. Wurz

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About Travis

Travis works in the Toledo, Ohio area. He has a Bachelor's degree in Financial Services and Entrepreneurship, and Series 7 and Series 66 licenses. Travis works with realtors, entrepreneurs and other self employed individuals.

Richard H. Wurz

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About Richard

I began my career in financial services while still in my twenties and that means I've weathered every market cycle and economic condition of the past 40+ years. That gives me a unique perspective and deep understanding of the ups and downs of the financial markets.

OUR SERVICES

Comprehensive Wealth and Retirement Services

Retirement Planning

We design strategies to help you optimize Social Security, pensions, employer stock, IRAs, and business sale proceeds--ensuring your retirement income plan is as tax efficient as possible.

Investment Management

We use a research-driven, disciplined process to manage portfolios for executives and business owners. Our focus is on minimizing risk, maximizing after-tax returns, and aligning investments with your goals.

Tax Planning

Our tax planning focuses on strategies to minimize taxes and maximize your after-tax wealth, including Roth conversions, withdrawal sequencing, employer stock planning, and Social Security optimization.

CLIENT SUCCES STORIES

How We’ve Helped Clients Like You

  • An executive at Procter & Gamble maximized stock options and deferred compensation, reducing tax exposure and boosting long-term retirement income.
  • A professional practice owner in Cincinnati transitioned business income into a diversified investment portfolio.
  • A small business owner exited their company and converted business equity into sustainable retirement income.

WHY CHOOSE US

Tailored for High Achievers Nearing Retirement

  1. Fiduciary Commitment — Legally bound to act in your best interest.
  2. Fee-Only Model — No commissions, no product sales, no conflicts of interest.
  3. Tax-Smart Strategies — Designed to reduce tax drag and protect wealth.
  4. Evidence-Based Investing — Rooted in financial science, not sales pitches.
  5. Personalized Planning — For discerning clients with $1M+ in investable assets.
  6. Family Legacy — Two generations of trusted advice, continuing the values Richard Wurz founded the firm on.

ABOUT US

Guidance for High Achievers Nearing Retirement

We work with clients who are five to ten years from retirement and have accumulated $1M+ in investable assets.
Our clients often include:

Corporate Executives

We work with corporate executives–including leaders at Procter & Gamble, International Paper, and other Fortune 500 companies–navigating stock options, deferred comp, and other pensions.

Professionals

We work with attorneys, realtors, consultants, and independent practitioners building wealth beyond traditional retirement plans.

Small Business Owners

We work with small business owners who are preparing for retirement. We’ll also help you plan for exit or succession, and converting business value into retirement income.

FAQs

Frequently Asked Questions

Are you fiduciaries?
Yes. As fiduciary advisors, we are legally and ethically obligated to act in your best interest at all times.

Are you fee-only or commission-based?
We are fee-only. That means we do not receive commissions for selling financial products. Instead, we are compensated directly by our clients, ensuring our guidance is transparent, objective, and aligned with your goals.

Do you have a minimum investment requirement?
No, however our services are designed for clients with $1M+ in investable assets.

Do you only work with clients in Ohio?
While our roots are in Cincinnati and Toledo, we also serve executives, professionals, and small business owners nationwide.

OUR PROCESS

From Career Success to Retirement Success

  1. Introductory Call: Share your goals and retirement vision.
  2. Strategy Session: Build your personalized tax-smart investment and retirement plan.
  3. Portfolio Implementation: Evidence-based, disciplined investing.
  4. Ongoing Guidance: Regular reviews, tax planning, and retirement updates.

Our Blog

6 Reasons Why AI-Driven Investing is a Bad Idea

Why You Need a Human Advisor More than Ever Artificial intelligence is reshaping nearly every industry — and the investment world is no exception. From AI-curated stock picks to fully automated trading platforms, a new generation of tools promises to revolutionize the way you … Read More

What to Do With Employer Stock When You Retire

The NUA & Roth Conversion Strategy Guide If you've accumulated substantial employer stock in your 401(k) during decades of service at a public company like Procter & Gamble, Kroger, or another Fortune 500 employer, retirement presents a critical tax planning decision. … Read More

Wurz Financial Services | Financial Planning & Wealth Management

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Toledo

(419) 299-6700
6904 Springvalley Drive
Suite 301
Holland, OH 43528

Schedule a call with Travis

Cincinnati

(859) 291-9879
201 E. Fifth Street
Suite 1900
Cincinnati, OH 45202

Schedule a call with Darren