Specialized, fiduciary guidance for executives at companies like Procter & Gamble and International Paper — helping you maximize stock options, pensions, and deferred compensation.
Executive Wealth Requires Executive-Level Planning
As a corporate executive, your wealth picture is more complex than the average retiree’s. You may have stock options, restricted stock, deferred compensation plans, pensions, and layered retirement accounts. Each comes with its own tax rules and timing considerations.
At Wurz Financial Services, we provide specialized retirement planning for executives so you can transition from career success to retirement success with clarity and confidence.
Key Executive Planning Services
Stock Options & Restricted Stock
We help you make informed decisions about when to exercise stock options and how to manage restricted stock grants — balancing tax efficiency, diversification, and long-term growth.
Deferred Compensation Strategies
We design payout strategies for deferred compensation that minimize tax exposure and provide a reliable income stream in retirement.
Pension Optimization
We evaluate lump sum vs. annuity options, integrating pension benefits into your broader retirement plan.
Net Unrealized Appreciation (NUA)
For executives with employer stock in a 401(k), we guide you through NUA strategies that may allow you to pay lower long-term capital gains rates instead of higher ordinary income taxes.
Tax-Smart Retirement Income
We coordinate Social Security, pensions, and investment withdrawals to minimize taxes and maximize after-tax income.
Portfolio Management
We build low-cost, evidence-based portfolios designed for long-term performance, with the option for direct indexing for further tax efficiency.
Why Executives Choose Wurz Financial Services
- Fee-Only Fiduciary RIA — We never sell annuities or commission-based products. Our only compensation comes directly from our clients.
- Specialized Executive Experience — Decades of helping executives at companies like P&G and International Paper navigate complex benefits.
- Tax-Smart Focus — From Roth conversions to tax-loss harvesting, every strategy is designed to keep more wealth in your control.
- Family Legacy Firm — Founded by Richard Wurz, now led by Darren and Travis Wurz — two generations of trusted advice.
- Personalized Service — Tailored guidance for discerning executives with $1M+ in investable assets.
Your Executive Retirement Journey
- Introductory Call → Discuss your goals, compensation, and retirement timeline.
- Strategy Session → Build your personalized retirement and tax plan.
- Portfolio Implementation → Evidence-based, fiduciary investing.
- Ongoing Guidance → Tax reviews, plan updates, and retirement coaching year after year.
Plan Your Retirement with Clarity and Confidence
Your career success has given you the resources to retire well. Now it’s time to put them to work. At Wurz Financial Services, we help executives like you make the most of stock options, pensions, and deferred compensation while building a clear retirement income plan.
📍 Serving executives in Cincinnati, Toledo, and nationwide.