Strategic Investment Management Backed by Research and Personalized Advice
At Wurz Financial Services, we offer comprehensive, professional investment management services designed to help individuals, families, and business owners build and preserve wealth with confidence. Our investment strategies are powered by institutional-grade research and customized to your financial goals, risk tolerance, and life stage.
Whether you’re planning for retirement, growing your assets, or seeking to optimize your portfolio, we provide objective, fiduciary advice you can trust.
Why Choose Wurz Financial for Investment Management?
Institutional Research Driven Strategy
We leverage market insights and economic modeling typically reserved for institutional investors to guide portfolio decisions. Our clients benefit from institutional research analysis that goes far beyond generic index investing or reactive market moves.
Our investment process is driven by data, not headlines.
Personalized Portfolio Construction
We create custom investment portfolios aligned with your goals—whether you’re aiming for long-term growth, steady income, or capital preservation. Your portfolio evolves as your life changes, and we’re with you every step of the way.
Fiduciary Commitment
As a fee-based Registered Investment Advisor (RIA), we act in your best interest at all times. Our compensation is based on assets under management (AUM), with no commissions or product sales—ensuring your goals are always our top priority.
ETF or Individual Stock Portfolios—Tailored to Your Preferences
We understand that every investor is unique. That’s why we offer the flexibility to build portfolios using individual stocks, exchange-traded funds (ETFs), or a thoughtful blend of both—depending on your preferences, tax position, and portfolio size.
ETF-Based Portfolios
- Low-cost, tax-efficient, diversified exposure across asset classes
- Ideal for clients seeking broad market access and simplicity
- Customizable by geography, sector, theme, and investment style
Individual Stock Portfolios
- Precision-built using in-depth equity analysis and fundamental research
- Offers greater customization, tax loss harvesting, and sector tilts
- Suitable for clients seeking more hands-on engagement with investments or alignment with personal convictions
Whether you prefer broad market exposure or want to hold a hand-picked equity strategy, we craft portfolios that reflect your goals and values—while staying true to time-tested investment principles.
Our Investment Management Process
Our disciplined investment management process is built to balance opportunity with risk and stability with flexibility.
Key Elements of Our Approach:
- Global Asset Allocation
Diversified portfolios across U.S. and international stocks, bonds, real estate, and alternative assets. - Tactical Positioning
Adjustments informed by real-time economic indicators, market trends, and risk models. - Tax-Aware Implementation
Strategies to enhance after-tax returns, including tax-loss harvesting and efficient asset location. - Ongoing Monitoring and Rebalancing
Your portfolio is actively reviewed to remain aligned with your goals and market conditions.
Our Research Process: Precision Meets Practicality
Our investment decisions are powered by a structured, top-down research process that blends macroeconomic analysis with disciplined asset selection. Whether we’re screening individual stocks or making tactical ETF shifts, our goal is simple: to improve your portfolio’s risk-adjusted returns without chasing fads or reacting emotionally to market noise.
Here’s how we do it:
- Macro & Market Conditions First
We begin with a high-level view of global economic indicators, interest rates, sector rotation, and market sentiment to determine where risks and opportunities are evolving. - Equity Screening & Selection
For stock portfolios, we use a rules-based screening system to identify high-quality companies with strong fundamentals, sustainable cash flows, and relative value. We evaluate position sizing, risk exposure, and correlation across holdings to maintain diversification. - ETF Adjustments & Risk Controls
For ETF portfolios, we tactically tilt allocations based on evolving signals—such as leading economic indicators, credit spreads, or technical momentum. Adjustments are made selectively, not frequently, and always within the bounds of your strategic allocation. - Additions & Removals
Positions may be added or removed based on updated research, fundamental deterioration, changing macro factors, or to rebalance toward more favorable risk/reward sectors.
This process allows us to stay proactive, intentional, and evidence-based—so your portfolio remains aligned with long-term strategy, not short-term speculation.
Sample Investment Strategies
| Investment Objective | Strategy Focus | Sample Allocation |
|---|---|---|
| Long-Term Growth | Capital appreciation over time | 70% equities / 25% fixed income / 5% alternatives |
| Balanced Strategy | Moderate growth + risk control | 60% equities / 35% fixed income / 5% cash |
| Income & Stability | Consistent income with low volatility | 30% equities / 60% fixed income / 10% cash |
Note: All portfolios are customized to your individual financial plan.
Secure, Transparent, and Integrated
- Secure Custody – Your accounts are held at trusted custodians like Charles Schwab or Fidelity.
- Online Access – Secure client portal available 24/7 for tracking performance and accessing documents.
- Planning Integration – Your investments are coordinated with retirement, tax, and estate planning.
Who We Help
We serve clients across Ohio and beyond, including:
- Professionals and executives seeking long-term financial growth
- Retirees and pre-retirees focused on income and risk management
- Entrepreneurs and small business owners managing complex portfolios
- Families planning for education, legacy, or financial freedom
Our offices are based in Toledo and Cincinnati, Ohio, and we offer virtual services nationwide.
Start Smart Investing Today
Ready to take the next step in your financial journey?
If you’re looking for a long-term investment partner who brings clarity, credibility, and confidence to your financial life, we invite you to schedule a consultation.
Frequently Asked Questions
Q: What is investment management?
A: Investment management is the professional handling of various securities and assets to meet specified financial goals. At Wurz Financial Services, we provide active investment oversight informed by deep market research and personal planning.
Q: How does your investment advisory service work?
A: We offer personalized investment portfolios under a traditional assets-under-management (AUM) fee structure. Your strategy is reviewed regularly and adapted as needed.
Q: Are your investment strategies suitable for retirement planning?
A: Yes. We design portfolios to align with retirement income needs, longevity risks, and tax efficiency, all coordinated with your broader financial plan.
Q: Do you manage investments for clients outside of Ohio?
A: Absolutely. While we’re based in Toledo and Cincinnati, we work with clients virtually across the U.S.