Thinking about the retirement can be exciting. It can also be nerve-wracking and overwhelming. You may have a lot of questions and concerns. You might be worried about when it is safe to step away form work or if you have enough money to last the rest of your life. You might be curious about creating a Social Security or withdrawal strategy or concerned about how a market downturn could change things for you. You might be curious how you can catch up and get on track after paying down your student loans.
The good news is you aren’t alone. At Wurz Financial Services, we know what you’re going through and we want to help you make your ideal retirement a reality.
We specialize in comprehensive financial planning. We will help bring financial order to your complex situation so you can gain clarity about where you are, where you want go and how to get there. We will examine all the details of your cash flow, investments and other resources and help you create a plan to reach your long term goals.
When it comes to retirement, we will help you determine what your annual cash flow needs will be in retirement and how your investments, other financial resources and possibly the sale of your law practice or business can best be used in the most tax efficient way to meet those needs. We know you may face some tough decisions navigating the complexities of your pension benefits, 401k, deferred compensation plan and social security benefits. We will provide you with a detailed analysis of your options and guide you to make the best decisions for your future. If it has to do with your retirement we have you covered!
Step 1: Defining Your Goals
Our first step is to define and clarify your goals. During this step, we will ask a lot of questions to find out exactly what you are looking for and what kind of future you envision for yourself. Also, we will discuss your values and priorities and clarify your specific goals and objectives.
Step 2: Gathering and Analyzing Data
Next, we will gather detailed data about your finances. We will review your accounts and financial statements. Also, we will talk about your investments and how much risk you are able to handle. Finally, we will enter your data into our powerful retirement planning software, MoneyGuidePro, and start our initial analysis.
Step 3: Reviewing Initial Analysis and Recommendations
Our approach is collaborative—this is one thing that makes us unique. Instead of simply presenting you with our analysis, we will meet with you to discuss our initial analysis and collaborate to create a successful overall financial and investment strategy.
Step 4: Finished Plan and Implementation
Finally, we will present you with your completed, written financial plan and implementation checklist, and provide you with your online access to MoneyGuide Pro so that you can see your financial plan and track your progress over time. And we will work with you to implement, execute and monitor your plan.
Pricing and Options
- We offer a comprehensive planning package that covers everything for one low, flat fee: $2497
- 4 meetings (1 hour each) to create your plan, plus assistance with implementation
- Access to your plan online through MoneyGuide Pro
- Written financial plan document
- Updates to an existing plan are billed at an hourly rate of $250 per hour.
- For asset management clients who have over $500,000 invested with us, financial planning is complimentary.
Why Work with a CERTIFIED FINANCIAL PLANNER™ Professional?
For more than 30 years, CERTIFIED FINANCIAL PLANNER™ certification has been the standard of excellence for financial planners. CFP® professionals have met extensive training and experience requirements, and commit to CFP Board’s ethical standards that require them to put their clients’ interests first. That’s why partnering with a CFP® professional gives consumers confidence today and a more secure tomorrow. Darren P. Wurz, MSFP is a CFP® professional.
Getting Started: Complimentary Retirement Review
Ready to find out if you’re on track for retirement? Call us at 859-291-9879 to receive your complimentary retirement review and planning session (30 minutes). During the call, we will do a quick analysis to help you gauge your retirement readiness, offer specific suggestions and answer any questions you have.